Dental Insurance - Philadelphia, PA
Quick & Easy Guide
to Dental Insurance
Are you getting the most out of your dental insurance? If you’re not a patient at Dentex Dental, then the answer is likely no! Our practice is in-network with virtually all PPO and state plans, and our team has the knowledge you need to make sure you’re getting every dollar you deserve. We’re ready to help you save as much as possible whenever you visit the dentist, which is why we’ve written a short dental insurance guide below. Read it over, and be sure to give us a call if you have any questions about your particular policy.
Dental Insurance Works
Dental insurance and standard health insurance have a lot in common, namely, you pay a provider a monthly premium, and in exchange, they pay for all or part of your healthcare services. With dental insurance, treatments are usually divided into three basic categories, each with their own level of coverage: preventive services, restorative services, and cosmetic services. Typically, preventive services receive the highest benefits, which is why using your plan to primarily pay for checkups and cleanings is usually the wisest approach.
What Your Dental
Insurance Plan Covers
Expanding on what we just discussed, most dental insurance plans have a benefits structure that looks something like this:
- Preventive services are covered 80-100% (checkups, cleanings, X-rays, fluoride treatments)
- Restorative Services are covered 50-80% (bridges, crowns, dentures, fillings)
- Cosmetic services receive NO coverage because they are elective procedures
Just by maintaining your two checkups and cleanings each year, you can take great care of your teeth and your wallet at the same time. These treatments also have the benefit of lowering your chances of needing more extensive (and expensive) procedures in the future, potentially saving you thousands each year.
Our In-Network PPO
Dental Insurance Providers
Dentex Dental is proud to be in-network with some of the most popular dental insurance providers in the country. What does being “in-network” mean? Basically, we have a contract with each provider to offer our services for predetermined fees, and then the provider covers a portion of them. These fees are much lower compared to our normal ones. So, when you visit a practice that is in-network with your plan, you actually save money in two distinct ways, which can quickly add up.
We proudly accept the following dental insurance plans:
- United Concordia
- And many more!
Don't see your plan? Chances are we accept it! Reach out to our team today for assistance.